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FDIC-Insured - Backed by the full faith and credit of the U.S. Government
2222 North Roosevelt Blvd Key West FL 33040 | 305-394-5100
Gulf Atlantic Bank
2222 North Roosevelt Blvd Key West FL 33040 | 305-394-5100

Personal Checking

Wide shot of a pier over the ocean at sunset.


Switch your checking accounts to Gulf Atlantic Bank (GAB). Where you will have 24/7 access through on-line banking and mobile banking, plus Bill Pay and e-statements. Call one of our Personal Bankers today to get your account started.


GAB Basic Checking


If you're looking for an account with no monthly service charge and no minimum balance required, our GAB Basic Checking account is the right account for you.

 *Minors to the age of 18 must have a parent or guardian on the account with them.

  • No monthly service charge
  • Minimum balance to open $50 dollars
  • No minimum balance required to be maintained
  • MasterCard debit card
  • No charge for Online banking, Mobile banking, Bill Pay and Mobile deposits
  • Account does not earn interest
  • First order of checks free


GAB NOW Interest Checking


Our most popular account to earn interest on your money and write checks at the same time. GAB NOW Interest Checking offers all the features you are used to in the GAB Basic Checking account: free Online banking and mobile banking and choice of e-statement or paper statement. Keep a minimum daily balance of $250 dollars or more and enjoy no monthly service charge.


  • No monthly service charge on minimum daily balance of $250 dollars or more
  • $5 dollar monthly service charge if your daily balance falls below $250 dollars
  • MasterCard Debit card
  • First order of checks free
  • Minimum balance to open $50 dollars
  • No charge for Online banking, Mobile banking, Bill Pay and Mobile deposits
  • Tiered interest rates to reward larger balances paid monthly
  

GAB Senior NOW Interest Checking


Enjoy an exclusive interest bearing checking account available to clients 50 years of age or better. Yes, even your checking account gets better with age. GAB NOW Senior Checking includes tiered interest rates, so the higher your balance the more interest you can earn each month. Best of all, enjoy free standard checks for the life of the account.


  • Exclusive to clients age 50 and older
  • No monthly service charge
  • Tiered interest rates to reward higher balances, paid monthly
  • MasterCard Debit card
  • Free standard checks for the life of the account
  • $50 dollar minimum deposit to open account


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